We help UK businesses get paid faster
Credit Control services
Pearl accountants provide professional credit control services for UK businesses looking to improve cash flow, reduce overdue invoices, and strengthen their credit control processes.
Request a free credit control review
Companies
served
Dedicated
professionals
UK wide coverage
The cost of late payments
Poor credit control often affects cash flow forecasting and financial planning.
Reduced cash flow
Late invoices leave less cash available for payroll, bills, suppliers, and daily operations.
Longer debtor days
Time spent chasing
Weaker forecasting
Inaccurate records
Poor credit control can lead to outdated debtor records and unclear payment positions.
Limited finance capacity
Growing businesses may not have the time or team to manage credit control properly.
Our Credit Control services
We provide end-to-end credit control support to help businesses collect payments on time, reduce overdue invoices, improve cash flow, and complement your bookkeeping services with accurate debtor management.
Invoice reminders
Payment follow-ups
Pre-due verification calls
Aged debtor reporting
Letter before action
Customer credit checks
Payment reconciliation
Credit control outsourcing
Get paid faster with professional credit control
Our 6-step Credit Control process
Discovery & debtor review
We assess your aged debt, customers, and existing credit control process.
Software & ledger setup
We integrate with your accounting software, including quickbooks accountants, to maintain accurate customer ledgers and reporting.
Pre-due invoice checks
We confirm invoice receipt and proactively address issues before due dates.
Professional collections
We manage invoice chasing through professional email and phone follow-ups.
Escalation where needed
We handle disputes, payment plans, and formal debt recovery support.
Reporting & improvement
Receive regular reports on collections, debtor days, and cash flow performance.
Credit Control packages for your business
Ongoing Credit Control services
Package includes:
- Invoice chasing by phone and email
- Pre-due payment reminders
- Aged debtor reporting
- Customer query management
- Accounts receivable monitoring
- Regular credit control reviews
Debt recovery services
Package includes:
- Professional debt collection support
- Telephone and email chasing
- Dispute management and resolution
- Letter Before Action assistance
- Escalation support when required
- Recovery progress reporting
Interim Credit Control support
Package includes:
- Holiday and maternity cover
- Sickness absence support
- Temporary finance team assistance
- Seasonal workload management
- Flexible monthly engagement
- Fast onboarding process
Credit Control that protects relationships
- Protect customer relationships
- We recover overdue payments professionally while helping you maintain positive customer relationships.
- White-label credit control support
- We act as an extension of your team, representing your business professionally.
- Secure & compliant processes
- Customer and debtor information is handled securely and in line with relevant data protection requirements.
- Clear credit control process
- Every account follows a clear, documented process with visible actions and progress tracking.
Take control of invoices
Why choose us?
Dedicated Support
Work with a dedicated credit control specialist who understands your business and customers.
System Integration
Seamless integration with Xero, QuickBooks, FreeAgent, Sage, and other accounting platforms.
Collection Insights
Receive regular reports on collections, outstanding debt, and debtor performance.
Trusted Financial Expertise
Stay compliant with HMRC requirements, VAT regulations, and Making Tax Digital obligations.
Flexible Credit Control Support
Scale your credit control service up or down as your business needs change.
Get Started Quickly
A simple onboarding process designed to deliver results without disruption.
Frequently Asked Questions
What are credit control services?
Credit control services help businesses manage outstanding invoices, improve cash flow, and reduce overdue payments through proactive debtor management and invoice chasing.
Why should I outsource credit control?
Outsourcing credit control gives you access to experienced credit control specialists without the cost of hiring an in-house team. It also helps improve collections and reduce debtor days.
Will my customers know you are an outsourced credit control company?
No. We can operate as a white-label extension of your business, communicating with customers professionally under your preferred approach and brand guidelines.
What accounting software do you support?
Our credit control services integrate with leading platforms including Xero, QuickBooks, FreeAgent, Sage, and other popular accounting software.
Do you only work with overdue invoices?
No. We provide proactive credit control support, including pre-due invoice reminders and debtor management, to help prevent late payments before they occur.