Credit control services that keep your cash flow healthy
Boost your cash flow and reduce late payments with Pearl’s expert Credit Control Services. Trusted by SMEs, tailored to your industry, and fully compliant.
What are credit control services?
Credit control is the process of ensuring your customers pay their invoices on time, every time. For busy entrepreneurs and SMEs, this often becomes a secondary task, leading to cash flow issues, delayed growth, or missed obligations.
That’s where our Credit Control Services come in. Pearl offers a dedicated, outsourced solution that manages your receivables professionally, helping you:
- Reduce outstanding debts
- Maintain positive client relationships
- Stay cash-flow positive year-round
- Avoid awkward conversations about unpaid bills
Our credit control services include
- Sending timely and professional invoice reminders
- Following up via email and phone with your customers
- Escalating unpaid invoices in a tactful, non-aggressive manner
- Reconciling payments and maintaining clean ledgers
- Providing weekly or monthly debtor reports
- Liaising directly with your team or accountant
- Advising on terms and payment policies for futureproofing
Benefits of outsourced credit control
Improved cash flow
Ensure predictable income and working capital with consistent collections.
More time to run your business
Preserve client relationships
Expert support
Benefit from trained credit control staff who work as an extension of your business.
Data confidentiality & compliance
Why choose Pearl for credit control?
At Pearl, we combine personalised service with accounting expertise. Our UK-based team acts as an extension of your business and aligns with your tone of voice, brand values, and payment policies.
You get:
- A named credit control specialist
- Regular reporting on aged debtors
- Integration with Xero, QuickBooks, and
- FreeAgent
- Transparent pricing and no lock-in contracts
- Scalable services that grow with your business
Who we help?
- E-commerce & retail businesses
- Freelancers, consultants, & contractors
- Landlords & property managers
- Construction & trades
- Agencies and service providers
How our credit control works?
- Discovery & onboarding
- We review your current process and suggest improvements.
- Integration
- We connect to your accounting software and customer database securely.
- Collections begin
- We initiate polite and consistent communications based on your credit terms.
- Reporting & escalation
- You receive weekly updates, and we escalate aged debts as required.
Switch to Pearl in 3 easy steps
We make switching simple, seamless, and stress-free.
Get in touch
Request a free consultation
We analyse your current position
Tax efficiency check included
We handle the rest
Including previous accountant handover
Why choose us?
Industry specific
Our ICAEW-regulated accountants specialize in your industry, understanding both your business structure and the tools you use, from software to tax strategy.
Grow your business
Whether you're just starting or scaling up, we create custom growth strategies aligned with your goals, timelines, and market challenges.
Tailored bookkeeping solutions
We manage your day-to-day bookkeeping, easing your workload and providing accurate reliable records so you can focus on growth.
Integrate all your software
We connect your accounting to leading tools like Xero, QuickBooks, and stock systems, boosting efficiency through automation and expert setup.
All in one package
As a one-stop shop for all your business needs, we provide a full range of services, from bookkeeping to legal counsel, to ensure your business's success and sustainability.
Frequently Asked Questions
Do you contact our customers on our behalf?
What software do you support?
Can we see progress reports?
What clients say
Trustindex verifies that the original source of the review is Google. I have been using Pearl for over 2 years now and have found they provide an excellent service. Especially Manisha who is meticulous and professional in her approach.Posted on Candlelight PropertyTrustindex verifies that the original source of the review is Google. Manisha has been a pleasure to work with, completing my end of year tax returns and always being on call to answer any questions I have had. Thank You!Posted on Alex BoltonTrustindex verifies that the original source of the review is Google. I first engaged Pearl Accountants in 2019 for my initial company, and since then I’ve trusted them with all three of my other businesses. Their professionalism, reliability, and expertise have consistently impressed me. They’re exceptionally well-suited for remote working, which makes them a perfect fit for today’s fast-moving, digital world. I originally found them through their Xero partnership, which immediately stood out during my initial search. More than just accountants, they’ve acted as real partners—especially during delicate moments, including the challenges of the pandemic. Their support has been invaluable. A special thank you to Manisha and Sidra for your outstanding work.Posted on Andrea SpadolaTrustindex verifies that the original source of the review is Google. Manisha Kalair is our appointed accountant, and we have been highly pleased with Manisha's services. Manisha is professional, reliable, and always willing to assist with any big or small questions. I highly recommend Pearl Accountants Limited for their competitive pricing, friendly approach, and strong work ethic.Posted on Jacqueline YuTrustindex verifies that the original source of the review is Google. I appointed Pearl Accountants few months ago as my previous accountants were unable to help with my ongoing HMRC matter. From the outset, Manisha has been transparent, professional and responsive. Phone calls are always answered/returned, I've had a good understanding of my complex case as everything is explained properly. Highly Recommend!Posted on Hassan GulzarTrustindex verifies that the original source of the review is Google. Sandeep has been one of the best accountants I have ever come across, be it during my experiences at a company or setting up my own. He has been very responsive and prompt and was very knowledgeable when it came to challenging questions regarding trade. I would highly recommend him to anyone interested in launching a business and getting their tax returns managed efficiently.Posted on Fatima AlAteeqiTrustindex verifies that the original source of the review is Google. Happy with the service receivedPosted on ChiTrustindex verifies that the original source of the review is Google. After several years working with a different accounting firm, we have transferred to Pearl Accounting as of January this year. Manisha has been our account manager, who was able to get all of our accounting matters in order, while making sure we understood the necessary aspects of accounting. We were able to contact her either by e mail or telephone to have any questions promptly answered and her advice during the situation with the Covid pandemic has been invaluable. We could not be happier with the services which we have received. I would definitely recommend Pearl Accountants, they provide a professional efficient service and a personal touch.Posted on Paolita Beach