Stay informed with the latest news and advice from Pearl
How to choose the right Accountant
Top tips to Find an Accountant Choosing an accountant is an important step when growing your business, as choosing a good accountant could be essential for growing your business at a sustainable rate whilst ensuring that you fulfil your tax obligations with HMRC....
read more
Are you using the right prices for your business?
Most small start-up businesses assume that setting the lowest prices will attract the most customers, and so the most revenue would be made. But think about it. Is this really the right price for your business? How exactly how do you know what is ‘the right price’?...
read more
4 small ways to reduce start-up costs
Starting a business with high profits and low costs is every entrepreneur’s dream. But how can you ensure that you are minimising all costs? Use your mobile Doesn’t sound like much of a cost saver does it? But most new start-up businesses immediately use traditional...
read more
How to find the right accountant
Finding an accountant is easy. Just search for an ‘accountant’ and voila! But finding the RIGHT accountant is a mission if I am 100% honest with you. With so many accountants to choose from, how can you make sure you pick the right one?
read more
How will GDPR affect you and your business?
Firstly, what is GDPR? GDPR is coming into force on 28th May 2018. But do you know how it will impact you and your business, and what you need to do in order to prepare? GDPR stands for General Data Protection Regulation. It is a new law that has passed which changes...
read more
Top 5 Misconceptions about Accountants
‘Accountant’ What is the first thing that comes to your mind when someone mentions ‘accountant’? Is it numbers, maths, taxes, nerdy, boring, spreadsheets? Do you image an accountant as a scrawny person, with eyesight so bad, they need thick glasses lens? Not going to...
read more
Why the Increase in Passport Renewal Fees?
By how much did passport renewal fees increase? You may have heard that on the 27th March this year, passport renewal fees increased. But why and by how much did it increase? Adults Before the new price, renewing an adult’s passport had a cost of £72.50 (regardless...
read more
Cryptocurrency and the Tax Nightmares
Cryptocurrency has been in the news quite a lot, and the growing demand is compelling banks and accountants, as well as curious individuals to research into cryptocurrency, why people are investing into cryptocurrency, and the implications investing will have on any taxes and the future.
read more
Changes to Credit Card Charges – Quick Guide
Changes to credit card charges will affect small businesses especially if they have a large portion of customers paying by credit card. This guide will look at how these changes will impact small businesses. When do the Changes come into effect? The changes to credit...
read more
How to choose the right Accountant
Top tips to Find an Accountant Choosing an accountant is an important step when growing your business, as choosing a good accountant could be essential for growing your business at a sustainable rate whilst ensuring that you fulfil your tax obligations with HMRC....
read more
Top Tips to Filing Your Self-Assessment
Successfully file your Self-Assessment if you are self-employed or run your own business using these top tips. Check the Tax Year for Filing Check with your accountant to ensure that you know the start and end dates for your self-assessment. This year’s filing covers...
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National Insurance for Contractors – Key Tips
Paying National Insurance(NI) is required by both employed and self-employed people above 16 years of age. The amount payable is the same for women and men. By contributing to your NI, you can receive a State pension and Jobseekers Allowance after a set time-period....
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Paper Self-Assessment Tax Return Deadline
HM Revenue and Customs (HMRC) deadline for 2016/2017 Paper Self-Assessment Tax Return is 31 October 2017. If you fail to meet this deadline then your Self-Assessment Tax Return will have to be submitted electronically as the deadline for Online Tax Returns is the 31...
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Resolving Disputes for Contractors – Top Tips
Resolving a dispute as a contractor can have implications in terms of money and time as well as reputation which could cost you future contracts. It is thus vital for disputes to be settled as quickly as possible. Here are some tips to ensure that disputes are dealt...
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Contractor Pensions – Quick Guide
A contractor should take out a pension as it offers many benefits in the long run. This quick guide will highlight the key points when choosing a contractor pension scheme. Pension Funds for Contractors As a Contractor, taking out a pension fund is a sound financial...
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Mortgages for Contractors
Securing a mortgage for a Contractor can be a lengthy and cumbersome process. However, with the right financial advice it is one of the best investments a Contractor can make. This guide will provide you with all the advice that you will need as a Contractor to take...
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How to find the best contract – Quick Guide
This guide will take you through the steps to ensure that you find and secure contracts as a UK based contractor. Plan your search A thorough investigation and lots of research into the contracting market will help you find the best contracts available. However, this...
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Top Tips Creating Contractor Invoices
By including the right information on your invoices will ensure that your clients will have all the information on hand to pay you quickly without delay. Your Contractor details The most important element of your invoice will be your contract details. When your client...
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How to choose the right Accountant
Top tips to Find an Accountant Choosing an accountant is an important step when growing your business, as choosing a good accountant could be essential for growing your business at a sustainable rate whilst ensuring that you fulfil your tax obligations with HMRC....
read more
Top Tips to Filing Your Self-Assessment
Successfully file your Self-Assessment if you are self-employed or run your own business using these top tips. Check the Tax Year for Filing Check with your accountant to ensure that you know the start and end dates for your self-assessment. This year’s filing covers...
read more
Managing Cash Flow for Freelancers – Top Tips
Managing your cash flow as a Freelancer can be tricky especially if you are just starting out. Here are a few top tips to help you keep your cash flow under control. Tip 1- Save, Save, Save It is important that you are aware from day one that you will have to manage...
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Working Remotely as a Freelancer
When you decide to work as a freelancer, you will often be faced with working remotely. Here are some top tips to ensure that you remain productive and professional even when you work offsite. Tip 1 Always ensure that you establish a good relationship with your client...
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Leading Top 10 Freelance Jobsites
Being a freelancer means that you can do what you love the most and still have a great work-life balance. However, when you first start out you may find that securing a steady flow of work the most challenging hurdle to overcome. There are a lot of jobsites but it is...
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Sole Trader vs Limited Company – Freelancers Guide
Freelancers should choose which business structure that would like to follow depending on the type of business they run. Each business structure has their own legal, tax and liability issues which need to be taken into consideration when making your choice between a...
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Informing HMRC that you are Self-Employed
Registering with HMRC When you decide to become a freelancer, you need to inform HMRC that you are now self-employed. This means that you are working for yourself and you are now responsible for paying all Income tax and National insurance contributions. It is best to...
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Things Freelancers should avoid saying to clients
As a freelancer your success depends on your reputation and your professionalism. To maintain these there are some things that you should never say to clients. Tip 1 Don’t let on that you are not busy When a Freelancer faces a quiet period of work, they should never...
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Tips for Freelancers to ensure Clients are happy
Freelancers should always ensure that their clients are happy. This will both provide you with further recommendations in the form of new clients from positive word-of-mouth and your current clients will choose to give you more work. To achieve this successful outcome...
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How to choose the right Accountant
Top tips to Find an Accountant Choosing an accountant is an important step when growing your business, as choosing a good accountant could be essential for growing your business at a sustainable rate whilst ensuring that you fulfil your tax obligations with HMRC....
read more
Are you using the right prices for your business?
Most small start-up businesses assume that setting the lowest prices will attract the most customers, and so the most revenue would be made. But think about it. Is this really the right price for your business? How exactly how do you know what is ‘the right price’?...
read more
How to find the right accountant
Finding an accountant is easy. Just search for an ‘accountant’ and voila! But finding the RIGHT accountant is a mission if I am 100% honest with you. With so many accountants to choose from, how can you make sure you pick the right one?
read more
How will GDPR affect you and your business?
Firstly, what is GDPR? GDPR is coming into force on 28th May 2018. But do you know how it will impact you and your business, and what you need to do in order to prepare? GDPR stands for General Data Protection Regulation. It is a new law that has passed which changes...
read more
Top 5 Misconceptions about Accountants
‘Accountant’ What is the first thing that comes to your mind when someone mentions ‘accountant’? Is it numbers, maths, taxes, nerdy, boring, spreadsheets? Do you image an accountant as a scrawny person, with eyesight so bad, they need thick glasses lens? Not going to...
read more
Why the Increase in Passport Renewal Fees?
By how much did passport renewal fees increase? You may have heard that on the 27th March this year, passport renewal fees increased. But why and by how much did it increase? Adults Before the new price, renewing an adult’s passport had a cost of £72.50 (regardless...
read more
Cryptocurrency and the Tax Nightmares
Cryptocurrency has been in the news quite a lot, and the growing demand is compelling banks and accountants, as well as curious individuals to research into cryptocurrency, why people are investing into cryptocurrency, and the implications investing will have on any taxes and the future.
read more
Changes to Credit Card Charges – Quick Guide
Changes to credit card charges will affect small businesses especially if they have a large portion of customers paying by credit card. This guide will look at how these changes will impact small businesses. When do the Changes come into effect? The changes to credit...
read more
HMRC Services for Small Businesses – Quick Guide
Customer Service HMRC Customer Service has been improved with more staff and longer opening hours Customer service can be accessed via phone, web chat and Twitter Small Business Partners Small businesses can find business partners through Growth Hubs in England All...
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How to choose the right Accountant
Top tips to Find an Accountant Choosing an accountant is an important step when growing your business, as choosing a good accountant could be essential for growing your business at a sustainable rate whilst ensuring that you fulfil your tax obligations with HMRC....
read more
Are you using the right prices for your business?
Most small start-up businesses assume that setting the lowest prices will attract the most customers, and so the most revenue would be made. But think about it. Is this really the right price for your business? How exactly how do you know what is ‘the right price’?...
read more
4 small ways to reduce start-up costs
Starting a business with high profits and low costs is every entrepreneur’s dream. But how can you ensure that you are minimising all costs? Use your mobile Doesn’t sound like much of a cost saver does it? But most new start-up businesses immediately use traditional...
read more
How to find the right accountant
Finding an accountant is easy. Just search for an ‘accountant’ and voila! But finding the RIGHT accountant is a mission if I am 100% honest with you. With so many accountants to choose from, how can you make sure you pick the right one?
read more
Top 5 Misconceptions about Accountants
‘Accountant’ What is the first thing that comes to your mind when someone mentions ‘accountant’? Is it numbers, maths, taxes, nerdy, boring, spreadsheets? Do you image an accountant as a scrawny person, with eyesight so bad, they need thick glasses lens? Not going to...
read more
Cryptocurrency and the Tax Nightmares
Cryptocurrency has been in the news quite a lot, and the growing demand is compelling banks and accountants, as well as curious individuals to research into cryptocurrency, why people are investing into cryptocurrency, and the implications investing will have on any taxes and the future.
read more
How to Apply for a Start-Up Loan – Key Guide
It is imperative that your start-up gets the funds it needs to launch itself for maximum growth. The application for funds depends on the type and amount of start-up funding you seek. This guide will examine the steps that you will need to follow to ensure that funds...
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5 Top Tips to Starting a Successful Small Business
Tip 1 – Ask a Professional for Advice Starting your new business takes hard work and complete commitment. So it is advisable to get as much professional advice as possible before starting out on your new venture. The following professional advisors should be...
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The Benefits of Starting your own Small Business
If you decide to start your own small business, then you are in for a lot of hard work. However, the benefits of starting your own small business outweigh this and you will find that the more you put into your business the more that your business will grow. The...
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